CFTE
Global SME Finance Forum 2026, 18 to 20 November, Singapore
Singapore FinTech Festival 2026

Build Your Small Business Growth Enablement Action Plan

How emerging markets can build, govern and share the financial infrastructure they need.

Date
Friday 20 November 2026
Time
15 and 16 November 2026, ICT
Format
In-person training, Learning Day
Venue
Phnom Penh, Cambodia

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions at Black Swan Summit Cambodia 2026, hosted by the National Bank of Cambodia and GFTN.

CFTE at Black Swan Summit Cambodia 2026

CFTE at Black Swan Summit Cambodia 2026

Friday 20 November 2026
·
15 and 16 November 2026, ICT

CFTE at the Summit

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions across both days of Black Swan Summit Cambodia.

Tram Anh Nguyen, Co-Founder of CFTE and Chairwoman of Global Women in AI, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Tram Anh Nguyen, Co-Founder, CFTE and Chairwoman, Global Women in AI

Sunday 15 and Monday 16 November 2026 · Phnom Penh
Roundtable: “The Missing Majority: Designing Finance for Informal Economies”
Moderator: “From Sandbox to Scale”, Forum Stage

Tram Anh works on building human capability for governments, institutions and organisations in the AI era, advising governments, central banks and senior leaders on skills programmes and talent strategies. She led the Future Skills Forum and chairs Global Women in AI.

An Entrepreneurship Expert at Oxford Saïd Business School, she spent nearly two decades in financial services at Standard Chartered, Dresdner Kleinwort and UBS Wealth Management before co-founding CFTE.

Huy Nguyen Trieu, Co-Founder of CFTE, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Huy Nguyen Trieu, Co-Founder, CFTE

Monday 16 November 2026 · Phnom Penh
Moderator: closing plenary, “A Different Financial Future”
Moderator: roundtable, “Who Owns the Rails?”

Huy focuses on how AI is reshaping talent, organisations and institutions, and how leaders can build capability systems for an AI-driven world. He advises governments, central banks and financial institutions on building AI capability at scale, and is the author of The AI-fication of Jobs.

Previously a Managing Director at Citi, he is an Associate Fellow at Oxford Saïd Business School and a graduate of MIT and École Polytechnique.

CFTE’s sessions

All times are Cambodia time (ICT, UTC+7). Session details may be updated by the organisers.

Sun 15 Nov
15:30 to 17:00

The Missing Majority: Designing Finance for Informal Economies

Tram Anh Nguyen · Roundtable, 90 minutes, Phsar: Finance That Reaches People. Many workers are paid outside formal payroll, with income that arrives daily, seasonally or irregularly, while most savings, credit, pension and insurance products assume a steady monthly salary. The roundtable compares products and distribution models designed for irregular income, and what keeps informal workers using a formal financial product after their first transaction.

View the session

Mon 16 Nov
10:20 to 11:00

From Sandbox to Scale: What Does It Take for Financial Innovation to Become Infrastructure?

Tram Anh Nguyen, moderator · Forum Stage, 40 minutes, Chaktomuk: Rails Across Borders. A sandbox can show that a product works under controlled conditions, but not whether it can be licensed, work with established institutions, earn customer trust or expand across borders. The panel looks at what an innovation needs to become a licensed market participant, and whether success in one credible jurisdiction could lower the cost of entering another.

View the session

Mon 16 Nov
11:30 to 12:10

A Different Financial Future: What Emerging Markets Can Shape, Share and Scale

Huy Nguyen Trieu, moderator · Closing plenary, Forum Stage, 40 minutes. What could change if emerging markets build stronger domestic financial infrastructure and connect it across borders: trade settlement, capital flows, small business market access, monetary and regulatory authority, and regional economic ties, as well as the new risks or concentrations of power that could follow.

View the session

Mon 16 Nov
13:30 to 15:00

Who Owns the Rails? Governance, Access and the Economics of Shared Infrastructure

Huy Nguyen Trieu, moderator · Roundtable, 90 minutes, Bakong: Sovereign Rails. When competitors share the same payment network, ownership and funding are contested. The roundtable compares central-bank ownership, industry-owned switches and open-source infrastructure, and asks who owns the rail, who gets access and on what terms, and who pays to maintain and upgrade it.

View the session

Session speakers

About Black Swan Summit Cambodia 2026

Held in Phnom Penh on 15 and 16 November 2026 under the theme Disruptive by Design, alongside the 20th Sommet de la Francophonie.

Hosted by the National Bank of Cambodia and the Global Finance & Technology Network (GFTN), the Summit asks whether emerging markets can move beyond legacy financial infrastructure and design systems suited to their own needs, with practical lessons for ASEAN and Francophone economies.

Cambodia’s Bakong payment system is a tangible example. According to the organisers:

USD 241.84bn
Bakong transaction volume in 2025, around six times Cambodia’s GDP
58%
Of Bakong transactions settled in Khmer riel in 2025, up from 17% in 2020
2 days
Of discussion in Phnom Penh, 15 and 16 November 2026

The Summit themes

The programme is organised around five themes, from sovereign payment rails to finance that reaches people.

01

Bakong: Sovereign Rails

National payment infrastructure, its governance and who it serves.

02

Baray: Monetary Sovereignty

Monetary resilience and the role of local currency in a digital financial system.

03

Chaktomuk: Rails Across Borders

Cross-border payments, remittances and trade settlement across ASEAN and Francophone corridors.

04

Phsar: Finance That Reaches People

Financial inclusion and digital financial services for individuals and small businesses.

05

Chamkar: The Proving Ground

Responsible financial innovation and what emerging markets can shape, share and scale.

CFTE’s perspective

Governance and capabilities, not just technology

Digital financial infrastructure creates value at scale when governance, incentives, institutional capabilities and interoperability reinforce one another. CFTE’s focus is the human and institutional capability needed to govern and scale these systems: equipping regulators, financial institutions and fintech teams to put new infrastructure to work.

Who should attend

The Summit brings together policymakers, financial institutions, technology companies and investors. Registration is managed by the organisers.

Regulators and central banks
Governance, fair access, public-purpose infrastructure, interoperability and implementation capacity.
Financial institutions and payment operators
Shared rails, participation incentives, reliability, adoption and cross-border connectivity.
Fintech, ecosystem and talent leaders
Inclusive innovation that depends on capable teams, responsible deployment and models that travel across markets.

Explore CFTE at Singapore FinTech Festival 2026

All CFTE engagements, the team in Singapore and partner discount passes for SFF 2026 week, in one place.

Visit the CFTE SFF 2026 hub
CFTE
Singapore FinTech Festival 2026

Is AI Pulling the Ladder Up? Reimagining Job-Ready Skills in the AI Transition

How emerging markets can build, govern and share the financial infrastructure they need.

Date
Tuesday 17 November 2026
Time
15:45 to 17:15 SGT
Format
Public-private roundtable, invitation-only
Venue
Roundtable Room 4, Sands Expo & Convention Centre

CFTE is proud to be part of the Insights2040 Annual Meetings, 16 and 17 November 2026, Singapore.

CFTE at the Summit

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions across both days of Black Swan Summit Cambodia.

Tram Anh Nguyen, Co-Founder of CFTE and Chairwoman of Global Women in AI, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Tram Anh Nguyen, Co-Founder, CFTE and Chairwoman, Global Women in AI

Sunday 15 and Monday 16 November 2026 · Phnom Penh
Roundtable: “The Missing Majority: Designing Finance for Informal Economies”
Moderator: “From Sandbox to Scale”, Forum Stage

Tram Anh works on building human capability for governments, institutions and organisations in the AI era, advising governments, central banks and senior leaders on skills programmes and talent strategies. She led the Future Skills Forum and chairs Global Women in AI.

An Entrepreneurship Expert at Oxford Saïd Business School, she spent nearly two decades in financial services at Standard Chartered, Dresdner Kleinwort and UBS Wealth Management before co-founding CFTE.

Huy Nguyen Trieu, Co-Founder of CFTE, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Huy Nguyen Trieu, Co-Founder, CFTE

Monday 16 November 2026 · Phnom Penh
Moderator: closing plenary, “A Different Financial Future”
Moderator: roundtable, “Who Owns the Rails?”

Huy focuses on how AI is reshaping talent, organisations and institutions, and how leaders can build capability systems for an AI-driven world. He advises governments, central banks and financial institutions on building AI capability at scale, and is the author of The AI-fication of Jobs.

Previously a Managing Director at Citi, he is an Associate Fellow at Oxford Saïd Business School and a graduate of MIT and École Polytechnique.

CFTE’s sessions

All times are Cambodia time (ICT, UTC+7). Session details may be updated by the organisers.

Sun 15 Nov
15:30 to 17:00

The Missing Majority: Designing Finance for Informal Economies

Tram Anh Nguyen · Roundtable, 90 minutes, Phsar: Finance That Reaches People. Many workers are paid outside formal payroll, with income that arrives daily, seasonally or irregularly, while most savings, credit, pension and insurance products assume a steady monthly salary. The roundtable compares products and distribution models designed for irregular income, and what keeps informal workers using a formal financial product after their first transaction.

View the session

Mon 16 Nov
10:20 to 11:00

From Sandbox to Scale: What Does It Take for Financial Innovation to Become Infrastructure?

Tram Anh Nguyen, moderator · Forum Stage, 40 minutes, Chaktomuk: Rails Across Borders. A sandbox can show that a product works under controlled conditions, but not whether it can be licensed, work with established institutions, earn customer trust or expand across borders. The panel looks at what an innovation needs to become a licensed market participant, and whether success in one credible jurisdiction could lower the cost of entering another.

View the session

Mon 16 Nov
11:30 to 12:10

A Different Financial Future: What Emerging Markets Can Shape, Share and Scale

Huy Nguyen Trieu, moderator · Closing plenary, Forum Stage, 40 minutes. What could change if emerging markets build stronger domestic financial infrastructure and connect it across borders: trade settlement, capital flows, small business market access, monetary and regulatory authority, and regional economic ties, as well as the new risks or concentrations of power that could follow.

View the session

Mon 16 Nov
13:30 to 15:00

Who Owns the Rails? Governance, Access and the Economics of Shared Infrastructure

Huy Nguyen Trieu, moderator · Roundtable, 90 minutes, Bakong: Sovereign Rails. When competitors share the same payment network, ownership and funding are contested. The roundtable compares central-bank ownership, industry-owned switches and open-source infrastructure, and asks who owns the rail, who gets access and on what terms, and who pays to maintain and upgrade it.

View the session

About Black Swan Summit Cambodia 2026

Held in Phnom Penh on 15 and 16 November 2026 under the theme Disruptive by Design, alongside the 20th Sommet de la Francophonie.

Hosted by the National Bank of Cambodia and the Global Finance & Technology Network (GFTN), the Summit asks whether emerging markets can move beyond legacy financial infrastructure and design systems suited to their own needs, with practical lessons for ASEAN and Francophone economies.

Cambodia’s Bakong payment system is a tangible example. According to the organisers:

USD 241.84bn
Bakong transaction volume in 2025, around six times Cambodia’s GDP
58%
Of Bakong transactions settled in Khmer riel in 2025, up from 17% in 2020
2 days
Of discussion in Phnom Penh, 15 and 16 November 2026

The Summit themes

The programme is organised around five themes, from sovereign payment rails to finance that reaches people.

01

Bakong: Sovereign Rails

National payment infrastructure, its governance and who it serves.

02

Baray: Monetary Sovereignty

Monetary resilience and the role of local currency in a digital financial system.

03

Chaktomuk: Rails Across Borders

Cross-border payments, remittances and trade settlement across ASEAN and Francophone corridors.

04

Phsar: Finance That Reaches People

Financial inclusion and digital financial services for individuals and small businesses.

05

Chamkar: The Proving Ground

Responsible financial innovation and what emerging markets can shape, share and scale.

CFTE’s perspective

Governance and capabilities, not just technology

Digital financial infrastructure creates value at scale when governance, incentives, institutional capabilities and interoperability reinforce one another. CFTE’s focus is the human and institutional capability needed to govern and scale these systems: equipping regulators, financial institutions and fintech teams to put new infrastructure to work.

Who should attend

The Summit brings together policymakers, financial institutions, technology companies and investors. Registration is managed by the organisers.

Regulators and central banks
Governance, fair access, public-purpose infrastructure, interoperability and implementation capacity.
Financial institutions and payment operators
Shared rails, participation incentives, reliability, adoption and cross-border connectivity.
Fintech, ecosystem and talent leaders
Inclusive innovation that depends on capable teams, responsible deployment and models that travel across markets.

Explore CFTE at Singapore FinTech Festival 2026

All CFTE engagements, the team in Singapore and partner discount passes for SFF 2026 week, in one place.

Visit the CFTE SFF 2026 hub
CFTE

Disruptive by Design: The Financial Future of Emerging Markets

How emerging markets can build, govern and share the financial infrastructure they need.

Dates
15 and 16 November 2026
CFTE speakers
Tram Anh Nguyen and Huy Nguyen Trieu
Sessions
Four sessions, three as moderator
Location
Phnom Penh, Cambodia

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions at Black Swan Summit Cambodia 2026, hosted by the National Bank of Cambodia and GFTN.

CFTE at the Summit

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions across both days of Black Swan Summit Cambodia.

Tram Anh Nguyen, Co-Founder of CFTE and Chairwoman of Global Women in AI, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Tram Anh Nguyen, Co-Founder, CFTE and Chairwoman, Global Women in AI

Sunday 15 and Monday 16 November 2026 · Phnom Penh
Roundtable: “The Missing Majority: Designing Finance for Informal Economies”
Moderator: “From Sandbox to Scale”, Forum Stage

Tram Anh works on building human capability for governments, institutions and organisations in the AI era, advising governments, central banks and senior leaders on skills programmes and talent strategies. She led the Future Skills Forum and chairs Global Women in AI.

An Entrepreneurship Expert at Oxford Saïd Business School, she spent nearly two decades in financial services at Standard Chartered, Dresdner Kleinwort and UBS Wealth Management before co-founding CFTE.

Huy Nguyen Trieu, Co-Founder of CFTE, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Huy Nguyen Trieu, Co-Founder, CFTE

Monday 16 November 2026 · Phnom Penh
Moderator: closing plenary, “A Different Financial Future”
Moderator: roundtable, “Who Owns the Rails?”

Huy focuses on how AI is reshaping talent, organisations and institutions, and how leaders can build capability systems for an AI-driven world. He advises governments, central banks and financial institutions on building AI capability at scale, and is the author of The AI-fication of Jobs.

Previously a Managing Director at Citi, he is an Associate Fellow at Oxford Saïd Business School and a graduate of MIT and École Polytechnique.

CFTE’s sessions

All times are Cambodia time (ICT, UTC+7). Session details may be updated by the organisers.

Sun 15 Nov
15:30 to 17:00

The Missing Majority: Designing Finance for Informal Economies

Tram Anh Nguyen · Roundtable, 90 minutes, Phsar: Finance That Reaches People. Many workers are paid outside formal payroll, with income that arrives daily, seasonally or irregularly, while most savings, credit, pension and insurance products assume a steady monthly salary. The roundtable compares products and distribution models designed for irregular income, and what keeps informal workers using a formal financial product after their first transaction.

View the session

Mon 16 Nov
10:20 to 11:00

From Sandbox to Scale: What Does It Take for Financial Innovation to Become Infrastructure?

Tram Anh Nguyen, moderator · Forum Stage, 40 minutes, Chaktomuk: Rails Across Borders. A sandbox can show that a product works under controlled conditions, but not whether it can be licensed, work with established institutions, earn customer trust or expand across borders. The panel looks at what an innovation needs to become a licensed market participant, and whether success in one credible jurisdiction could lower the cost of entering another.

View the session

Mon 16 Nov
11:30 to 12:10

A Different Financial Future: What Emerging Markets Can Shape, Share and Scale

Huy Nguyen Trieu, moderator · Closing plenary, Forum Stage, 40 minutes. What could change if emerging markets build stronger domestic financial infrastructure and connect it across borders: trade settlement, capital flows, small business market access, monetary and regulatory authority, and regional economic ties, as well as the new risks or concentrations of power that could follow.

View the session

Mon 16 Nov
13:30 to 15:00

Who Owns the Rails? Governance, Access and the Economics of Shared Infrastructure

Huy Nguyen Trieu, moderator · Roundtable, 90 minutes, Bakong: Sovereign Rails. When competitors share the same payment network, ownership and funding are contested. The roundtable compares central-bank ownership, industry-owned switches and open-source infrastructure, and asks who owns the rail, who gets access and on what terms, and who pays to maintain and upgrade it.

View the session

About Black Swan Summit Cambodia 2026

Held in Phnom Penh on 15 and 16 November 2026 under the theme Disruptive by Design, alongside the 20th Sommet de la Francophonie.

Hosted by the National Bank of Cambodia and the Global Finance & Technology Network (GFTN), the Summit asks whether emerging markets can move beyond legacy financial infrastructure and design systems suited to their own needs, with practical lessons for ASEAN and Francophone economies.

Cambodia’s Bakong payment system is a tangible example. According to the organisers:

USD 241.84bn
Bakong transaction volume in 2025, around six times Cambodia’s GDP
58%
Of Bakong transactions settled in Khmer riel in 2025, up from 17% in 2020
2 days
Of discussion in Phnom Penh, 15 and 16 November 2026

The Summit themes

The programme is organised around five themes, from sovereign payment rails to finance that reaches people.

01

Bakong: Sovereign Rails

National payment infrastructure, its governance and who it serves.

02

Baray: Monetary Sovereignty

Monetary resilience and the role of local currency in a digital financial system.

03

Chaktomuk: Rails Across Borders

Cross-border payments, remittances and trade settlement across ASEAN and Francophone corridors.

04

Phsar: Finance That Reaches People

Financial inclusion and digital financial services for individuals and small businesses.

05

Chamkar: The Proving Ground

Responsible financial innovation and what emerging markets can shape, share and scale.

CFTE’s perspective

Governance and capabilities, not just technology

Digital financial infrastructure creates value at scale when governance, incentives, institutional capabilities and interoperability reinforce one another. CFTE’s focus is the human and institutional capability needed to govern and scale these systems: equipping regulators, financial institutions and fintech teams to put new infrastructure to work.

Who should attend

The Summit brings together policymakers, financial institutions, technology companies and investors. Registration is managed by the organisers.

Regulators and central banks
Governance, fair access, public-purpose infrastructure, interoperability and implementation capacity.
Financial institutions and payment operators
Shared rails, participation incentives, reliability, adoption and cross-border connectivity.
Fintech, ecosystem and talent leaders
Inclusive innovation that depends on capable teams, responsible deployment and models that travel across markets.

Explore CFTE at Singapore FinTech Festival 2026

All CFTE engagements, the team in Singapore and partner discount passes for SFF 2026 week, in one place.

Visit the CFTE SFF 2026 hub
CFTE
Singapore FinTech Festival 2026

UK-Singapore AI in Finance: What Comes Next?

How emerging markets can build, govern and share the financial infrastructure they need.

Date
Thursday 19 November 2026
Time
09:00 to 11:00 SGT, discussion from 09:30
Format
Invitation-led roundtable
Venue
Hogan Lovells Cadwalader, OUE Bayfront, Singapore

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions at Black Swan Summit Cambodia 2026, hosted by the National Bank of Cambodia and GFTN.

CFTE at the Summit

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions across both days of Black Swan Summit Cambodia.

Tram Anh Nguyen, Co-Founder of CFTE and Chairwoman of Global Women in AI, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Tram Anh Nguyen, Co-Founder, CFTE and Chairwoman, Global Women in AI

Sunday 15 and Monday 16 November 2026 · Phnom Penh
Roundtable: “The Missing Majority: Designing Finance for Informal Economies”
Moderator: “From Sandbox to Scale”, Forum Stage

Tram Anh works on building human capability for governments, institutions and organisations in the AI era, advising governments, central banks and senior leaders on skills programmes and talent strategies. She led the Future Skills Forum and chairs Global Women in AI.

An Entrepreneurship Expert at Oxford Saïd Business School, she spent nearly two decades in financial services at Standard Chartered, Dresdner Kleinwort and UBS Wealth Management before co-founding CFTE.

Huy Nguyen Trieu, Co-Founder of CFTE, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Huy Nguyen Trieu, Co-Founder, CFTE

Monday 16 November 2026 · Phnom Penh
Moderator: closing plenary, “A Different Financial Future”
Moderator: roundtable, “Who Owns the Rails?”

Huy focuses on how AI is reshaping talent, organisations and institutions, and how leaders can build capability systems for an AI-driven world. He advises governments, central banks and financial institutions on building AI capability at scale, and is the author of The AI-fication of Jobs.

Previously a Managing Director at Citi, he is an Associate Fellow at Oxford Saïd Business School and a graduate of MIT and École Polytechnique.

CFTE’s sessions

All times are Cambodia time (ICT, UTC+7). Session details may be updated by the organisers.

Sun 15 Nov
15:30 to 17:00

The Missing Majority: Designing Finance for Informal Economies

Tram Anh Nguyen · Roundtable, 90 minutes, Phsar: Finance That Reaches People. Many workers are paid outside formal payroll, with income that arrives daily, seasonally or irregularly, while most savings, credit, pension and insurance products assume a steady monthly salary. The roundtable compares products and distribution models designed for irregular income, and what keeps informal workers using a formal financial product after their first transaction.

View the session

Mon 16 Nov
10:20 to 11:00

From Sandbox to Scale: What Does It Take for Financial Innovation to Become Infrastructure?

Tram Anh Nguyen, moderator · Forum Stage, 40 minutes, Chaktomuk: Rails Across Borders. A sandbox can show that a product works under controlled conditions, but not whether it can be licensed, work with established institutions, earn customer trust or expand across borders. The panel looks at what an innovation needs to become a licensed market participant, and whether success in one credible jurisdiction could lower the cost of entering another.

View the session

Mon 16 Nov
11:30 to 12:10

A Different Financial Future: What Emerging Markets Can Shape, Share and Scale

Huy Nguyen Trieu, moderator · Closing plenary, Forum Stage, 40 minutes. What could change if emerging markets build stronger domestic financial infrastructure and connect it across borders: trade settlement, capital flows, small business market access, monetary and regulatory authority, and regional economic ties, as well as the new risks or concentrations of power that could follow.

View the session

Mon 16 Nov
13:30 to 15:00

Who Owns the Rails? Governance, Access and the Economics of Shared Infrastructure

Huy Nguyen Trieu, moderator · Roundtable, 90 minutes, Bakong: Sovereign Rails. When competitors share the same payment network, ownership and funding are contested. The roundtable compares central-bank ownership, industry-owned switches and open-source infrastructure, and asks who owns the rail, who gets access and on what terms, and who pays to maintain and upgrade it.

View the session

About Black Swan Summit Cambodia 2026

Held in Phnom Penh on 15 and 16 November 2026 under the theme Disruptive by Design, alongside the 20th Sommet de la Francophonie.

Hosted by the National Bank of Cambodia and the Global Finance & Technology Network (GFTN), the Summit asks whether emerging markets can move beyond legacy financial infrastructure and design systems suited to their own needs, with practical lessons for ASEAN and Francophone economies.

Cambodia’s Bakong payment system is a tangible example. According to the organisers:

USD 241.84bn
Bakong transaction volume in 2025, around six times Cambodia’s GDP
58%
Of Bakong transactions settled in Khmer riel in 2025, up from 17% in 2020
2 days
Of discussion in Phnom Penh, 15 and 16 November 2026

The Summit themes

The programme is organised around five themes, from sovereign payment rails to finance that reaches people.

01

Bakong: Sovereign Rails

National payment infrastructure, its governance and who it serves.

02

Baray: Monetary Sovereignty

Monetary resilience and the role of local currency in a digital financial system.

03

Chaktomuk: Rails Across Borders

Cross-border payments, remittances and trade settlement across ASEAN and Francophone corridors.

04

Phsar: Finance That Reaches People

Financial inclusion and digital financial services for individuals and small businesses.

05

Chamkar: The Proving Ground

Responsible financial innovation and what emerging markets can shape, share and scale.

CFTE’s perspective

Governance and capabilities, not just technology

Digital financial infrastructure creates value at scale when governance, incentives, institutional capabilities and interoperability reinforce one another. CFTE’s focus is the human and institutional capability needed to govern and scale these systems: equipping regulators, financial institutions and fintech teams to put new infrastructure to work.

Who should attend

The Summit brings together policymakers, financial institutions, technology companies and investors. Registration is managed by the organisers.

Regulators and central banks
Governance, fair access, public-purpose infrastructure, interoperability and implementation capacity.
Financial institutions and payment operators
Shared rails, participation incentives, reliability, adoption and cross-border connectivity.
Fintech, ecosystem and talent leaders
Inclusive innovation that depends on capable teams, responsible deployment and models that travel across markets.

Explore CFTE at Singapore FinTech Festival 2026

All CFTE engagements, the team in Singapore and partner discount passes for SFF 2026 week, in one place.

Visit the CFTE SFF 2026 hub
CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions at Black Swan Summit Cambodia 2026, hosted by the National Bank of Cambodia and GFTN.

CFTE at Black Swan Summit Cambodia 2026

Date
November 15, 2026
Venue
Phnom Penh, Cambodia
Format
15 and 16 November 2026, ICT
Time
ICT (UTC+7)

How emerging markets can build, govern and share the financial infrastructure they need.

Event thumbnail

About this event

CFTE at the Summit

CFTE Co-Founders Tram Anh Nguyen and Huy Nguyen Trieu take part in four sessions across both days of Black Swan Summit Cambodia.

Tram Anh Nguyen, Co-Founder of CFTE and Chairwoman of Global Women in AI, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Tram Anh Nguyen, Co-Founder, CFTE and Chairwoman, Global Women in AI

Sunday 15 and Monday 16 November 2026 · Phnom Penh
Roundtable: “The Missing Majority: Designing Finance for Informal Economies”
Moderator: “From Sandbox to Scale”, Forum Stage

Tram Anh works on building human capability for governments, institutions and organisations in the AI era, advising governments, central banks and senior leaders on skills programmes and talent strategies. She led the Future Skills Forum and chairs Global Women in AI.

An Entrepreneurship Expert at Oxford Saïd Business School, she spent nearly two decades in financial services at Standard Chartered, Dresdner Kleinwort and UBS Wealth Management before co-founding CFTE.

Huy Nguyen Trieu, Co-Founder of CFTE, speaker at Black Swan Summit Cambodia 2026, 15 and 16 November, Phnom Penh

Huy Nguyen Trieu, Co-Founder, CFTE

Monday 16 November 2026 · Phnom Penh
Moderator: closing plenary, “A Different Financial Future”
Moderator: roundtable, “Who Owns the Rails?”

Huy focuses on how AI is reshaping talent, organisations and institutions, and how leaders can build capability systems for an AI-driven world. He advises governments, central banks and financial institutions on building AI capability at scale, and is the author of The AI-fication of Jobs.

Previously a Managing Director at Citi, he is an Associate Fellow at Oxford Saïd Business School and a graduate of MIT and École Polytechnique.

CFTE’s sessions

All times are Cambodia time (ICT, UTC+7). Session details may be updated by the organisers.

Sun 15 Nov
15:30 to 17:00

The Missing Majority: Designing Finance for Informal Economies

Tram Anh Nguyen · Roundtable, 90 minutes, Phsar: Finance That Reaches People. Many workers are paid outside formal payroll, with income that arrives daily, seasonally or irregularly, while most savings, credit, pension and insurance products assume a steady monthly salary. The roundtable compares products and distribution models designed for irregular income, and what keeps informal workers using a formal financial product after their first transaction.

View the session

Mon 16 Nov
10:20 to 11:00

From Sandbox to Scale: What Does It Take for Financial Innovation to Become Infrastructure?

Tram Anh Nguyen, moderator · Forum Stage, 40 minutes, Chaktomuk: Rails Across Borders. A sandbox can show that a product works under controlled conditions, but not whether it can be licensed, work with established institutions, earn customer trust or expand across borders. The panel looks at what an innovation needs to become a licensed market participant, and whether success in one credible jurisdiction could lower the cost of entering another.

View the session

Mon 16 Nov
11:30 to 12:10

A Different Financial Future: What Emerging Markets Can Shape, Share and Scale

Huy Nguyen Trieu, moderator · Closing plenary, Forum Stage, 40 minutes. What could change if emerging markets build stronger domestic financial infrastructure and connect it across borders: trade settlement, capital flows, small business market access, monetary and regulatory authority, and regional economic ties, as well as the new risks or concentrations of power that could follow.

View the session

Mon 16 Nov
13:30 to 15:00

Who Owns the Rails? Governance, Access and the Economics of Shared Infrastructure

Huy Nguyen Trieu, moderator · Roundtable, 90 minutes, Bakong: Sovereign Rails. When competitors share the same payment network, ownership and funding are contested. The roundtable compares central-bank ownership, industry-owned switches and open-source infrastructure, and asks who owns the rail, who gets access and on what terms, and who pays to maintain and upgrade it.

View the session

Event photo