Fintech 360 Programme

Build a connected understanding of fintech across AI, open banking, payments, regtech and digital assets through practical, expert-led learning.

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Duration

6 weeks (15 minutes per day)

Format

Online self-paced certification

Level

Beginner

Investment

£450

What you will achieve

  • Understand how fintech has transformed financial services across banking, payments, insurance and capital markets
  • Navigate the key technologies reshaping finance — from AI and open banking to regtech and digital assets
  • Learn from the first movers and pioneers who built the fintech industry
  • Analyse business models and assess where disruption is creating new value or displacing incumbents
  • Apply a structured lens to evaluate fintech trends relevant to your institution or role

About this programme

This programme gives professionals a broad but structured view of how fintech is transforming financial services. It brings together expert perspectives across digital banking, AI, open banking, payments, regtech and digital assets so that participants can understand how the main changes in finance fit together. Rather than treating each topic in isolation, the programme helps learners connect technologies, business models and market structure shifts into a practical picture of digital transformation in finance.

Curriculum

Fintech Foundation
Week 1
The origins and driving forces of the Fintech revolution. How the 2008 financial crisis, the rise of mobile technology and regulatory change created the conditions for fintech. The two waves of fintech development: unbundling incumbents, then rebundling. The fintech ecosystem mapped: startups, incumbent banks, big tech, regulators and investors — and how they interact.
Artificial Intelligence in Finance
Week 2
How AI is transforming financial services. Applications in fraud detection, regulatory compliance, credit scoring and transaction monitoring. Machine learning, NLP and recommendation engines applied to investment decisions and market predictions. How digital banking leaders and regulators are deploying AI — and the skills finance professionals need to work effectively alongside it.
Open Banking
Week 3
The regulatory and commercial frameworks reshaping data sharing in finance. Open Banking API standards, PSD2 and the shift toward open finance. Platform business models, embedded finance and Banking-as-a-Service. How institutions like Plaid, Yolt and major banks are building data-sharing ecosystems — and what this means for competition, customer experience and financial inclusion.
Payments
Week 4
The infrastructure, economics and innovation reshaping global payments. Real-time payments, cross-border settlements, BNPL and digital wallets. How blockchain-based payments and digital currencies are entering the mainstream. Case studies from Mastercard, Stripe and emerging challengers. The regulatory landscape for payments — and the strategic implications for financial institutions.
RegTech
Week 5
How technology is transforming regulatory compliance and supervision. AI-powered compliance monitoring, automated reporting and risk management. The RegTech landscape: key players, use cases and adoption patterns across financial institutions. How regulators are using technology themselves — SupTech — and what this means for the relationship between institutions and supervisors.
Digital Assets
Week 6
The foundations of blockchain and digital assets. Cryptocurrencies, stablecoins and central bank digital currencies (CBDCs). DeFi: decentralised finance protocols and their implications for traditional financial services. NFTs and tokenisation of real-world assets. Case studies from Ripple, major central banks and global financial institutions pioneering digital asset adoption.

Experts

Yassine Regragui
AI & Data Expert
Yassine Regragui contributes practitioner insight to Fintech 360 Programme through experience in AI and data in financial services.
Winnie Cheng
Fintech Expert
Winnie Cheng contributes practitioner insight to Fintech 360 Programme through experience in financial technology in Asia.
Stephan Murer
Former Global CTO, UBS
Stephan Murer contributes practitioner insight to Fintech 360 Programme through experience as Former Global CTO of UBS.
Shameek Kundu
Chief Data Officer, Truera
Shameek Kundu contributes practitioner insight across CFTE programmes through experience as Chief Data Officer at Truera.
Secil Watson
Chief Digital Officer, Wells Fargo
Secil Watson contributes practitioner insight to Fintech 360 Programme through experience as Chief Digital Officer at Wells Fargo.
Rob Frohwein
Co-Founder, Kabbage
Rob Frohwein contributes practitioner insight to Fintech 360 Programme as Co-Founder of Kabbage, a pioneer in data-driven SME lending.
Ritesh Jain
Co-Founder, Infynit
Ritesh Jain contributes practitioner insight to Fintech 360 Programme as Co-Founder of Infynit and a leading voice on embedded finance.
Philip Watson
Managing Director, Google Cloud Financial Services
Philip Watson contributes practitioner insight across CFTE programmes through experience as Managing Director of Google Cloud Financial Services.
Paul Rohan
Author & Fintech Expert
Paul Rohan contributes practitioner insight to Fintech 360 Programme as an author and expert in open banking and financial services.
Michael O'Loughlin
Fintech Expert
Michael O'Loughlin contributes practitioner insight to Fintech 360 Programme through experience in financial technology.
Melissa Guzy
Co-Founder & Managing Partner, Arbor Ventures
Melissa Guzy contributes practitioner insight to Fintech 360 Programme as Co-Founder and Managing Partner of Arbor Ventures.
Mehdi Ghissassi
Director & Head of Product, Google DeepMind
Mehdi Ghissassi contributes practitioner insight to Generative AI 360 for Financial Services as Director and Head of Product at Google DeepMind.
Liz Oakes
Global Financial Services Leader, Mastercard
Liz Oakes contributes practitioner insight to Fintech 360 Programme through experience as Global Financial Services Leader at Mastercard.
Leon Muis
Chief Business Officer, Yolt
Leon Muis contributes practitioner insight to Fintech 360 Programme through experience as Chief Business Officer at Yolt.
Kim Ford
Fintech Expert
Kim Ford contributes practitioner insight to Fintech 360 Programme through experience in financial technology.
Keith Grose
Head of UK, Plaid
Keith Grose contributes practitioner insight to Fintech 360 Programme through experience as Head of UK at Plaid.
Jean-Philippe Desbiolles
VP AI, IBM
Jean-Philippe Desbiolles contributes practitioner insight across CFTE programmes through experience as VP AI at IBM.
Jean-Michel Godeffroy
Former Director General, European Central Bank
Jean-Michel Godeffroy contributes practitioner insight to Fintech 360 Programme through experience as Former Director General at the European Central Bank.
Janos Barberis
Founder, FinTech Stage
Janos Barberis contributes practitioner insight to Fintech 360 Programme as Founder of FinTech Stage.
Dr. Oriol Caudevilla
Fintech & Digital Assets Expert
Dr. Oriol Caudevilla contributes practitioner insight to Fintech 360 Programme as a specialist in fintech and digital assets.
Dr. Douglas Arner
Kerry Holdings Professor in Law, University of Hong Kong
Dr. Douglas Arner contributes practitioner insight to Fintech 360 Programme as Kerry Holdings Professor in Law at the University of Hong Kong.
Dr. Ayesha Khanna
Co-Founder & CEO, ADDO AI
Dr. Ayesha Khanna contributes practitioner insight to Fintech 360 Programme as Co-Founder and CEO of ADDO AI and a leading voice on AI in Asia.
Carlos Figueredo
Founder & CEO, Open Vector
Carlos Figueredo contributes practitioner insight to Fintech 360 Programme through experience as Founder & CEO of Open Vector.
Anne Boden
Founder & CEO, Starling Bank
Anne Boden is founder and CEO of Starling Bank and a leading figure in digital banking transformation in the UK and beyond.
Anna Maj
Fintech Leader, PwC
Anna Maj contributes practitioner insight to Fintech 360 Programme through experience as a leading fintech voice at PwC.
Andrei Kirilenko
Professor of Finance, University of Cambridge
Andrei Kirilenko contributes practitioner insight to Fintech 360 Programme through experience as Professor of Finance at Cambridge University.
Alessandro Di Lullo
Co-Founder of SuperCharger Ventures
Alessandro Di Lullo contributes practitioner insight to Fintech 360 Programme through experience as Co-Founder of SuperCharger Ventures.

Why this programme is credible

Understand how Fintech transformed financial services, and learn from the first pioneers in the industry. A programme followed by thousands of professionals globally, from Tier 1 financial institutions to central banks and tech companies.

FAQ

Can my organisation sponsor participation?

Yes. Many participants are sponsored by their employer. CFTE can support organisations with group enrolments, invoicing, and cohort arrangements. Contact CFTE to discuss your organisation's requirements.

How long will I have access to the programme?

Access duration varies by programme. Most CFTE online programmes offer extended or lifetime access once enrolled. Check the programme page for the specific access period.

Will I receive a certificate?

Yes. CFTE issues certificates of completion for its online programmes. The format and issuing process depend on the specific programme. Please refer to the programme page for details.

Do I need prior knowledge to join?

Many programmes are designed to be accessible without deep technical expertise, but expected starting knowledge differs by topic. Where prerequisites matter, they should be stated clearly on the programme page.

Who is this programme for?

CFTE programmes are generally designed for professionals, teams and decision-makers who want a practical understanding of technology-driven change in finance. The exact audience can vary by programme and should be confirmed against the programme page.

How is the programme delivered?

Most CFTE online programmes are designed for flexible online learning. Depending on the programme, delivery may be fully self-paced or may combine self-paced study with live elements. Always use the programme page as the source of truth for the final format.

Ready to take the next step?

Get in touch to discuss how this programme can be tailored to your organisation or career goals.

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