What is Fintech? And how to build a career in Fintech


Earlier this week, CFTE had the pleasure to be invited to speak at an event organised by the Oxford Fintech & SmartLaw Society (Oxford FSS) called the ‘Introduction to Fintech and Fintech Careers’. In actual fact, Oxford FSS was founded by Alfonso Delgado, an alumnus from Around Fintech in 8 Hours (our first online Fintech foundation course) with the evening being organised by another Alumnus, Lukas Wagner and Peter Lewinski. To both of them, our congratulations for organising an event that attracted over 120 students on a Tuesday night! For those of you who know Oxford, you’ll know there is always a multitude of events happening at any one time - pictures from the event here. It also goes to show to growing interest in Fintech among the student community. Now back to the event. The Agenda The focus was very much on giving attendees a good overview of exactly what is Fintech…

2018 Top 5 Fintech Predictions


If 2017 has shown us one thing, it's that the technology revolution has finally come to the financial services industry. With the spotlight firmly fixed on the transformative impact Fintech can have across the entire value chain of banking, we take a look at the top 5 Fintech trends that will continue to redefine finance in 2018. Before we dive in, let's put into context the some of the key events of 2017 that underpin why Fintech is here to stay and why everyone connected to finance needs to understand it's significance: Bitcoin has done a Bitcoin. In 2017, the king of cryptocurrencies saw its value soar like an eagle from $700 to over $16,000. It's undergone a slight correction but don't bet against it rising once more (Check here for latest price). ICOs have financed more companies than venture capital! Revolut, the UK challenger bank, has become the fastest growing “bank” in…

Asia: The Land of Fintech Opportunities


  This week CFTE began its Asian Fintech tour of the region’s biggest Fintech hubs including Hong Kong, Malaysia, Vietnam and Singapore. Why? The potential for Fintech in Asia is massive. From serving the under-banked, through increased access to financial services, to improving economic prosperity for millions, the potential for Fintech to have a positive impact in Asia is huge. The good news is that a number of key developments (other than the growth of China!) are creating strong tail winds to enable the Fintech sector to grow and allowing entrepreneurs, startups, and financial institutions to bring more innovative financial solutions to market. So before we dive into what we’ve been up to this week and our plans for the coming weeks, it’s worth having a look at some of the developments contributing to the growth of Asia’s Fintech ecosystem…   The jigsaw starts to take shape The region has…

How to become a Fintech Pro


2017 was a bumper year for Fintech. 2018 will be even bigger and to make sure you're don't miss out on the bonanza, we've outlined 3 simple steps to help you become a Fintech pro... The fact is Fintech is becoming more and more integrated within financial services. The media frenzy has focused on blockchain and cryptocurrencies but there is so much more to the world of Fintech. Whether you're a financial professional eager to understand the impact Fintech will have on your career or you're interested in uncovering new opportunities, follow our 3 steps and your Fintech journey will well and truly be underway. Step 1: Soft introduction Learning is a pretty logical process. To master any subject, you need to take it slow, especially at the beginning. The last thing you want is to be overwhelmed by definitions, concepts and theoretical frameworks which have little context. So in this crucial first step,…

Will Your Job Exist Tomorrow?


With the financial industry on the cusp of a significant shift to digital, ‘Will your job exist tomorrow?’ was the perfect question for CFTE’s Co-founder, Tram Anh, to put to an audience full of finance professionals at this year's Money 20/20 conference in Copenhagen. The response was overwhelming. The rest of this article will explore the backdrop to Tram Anh’s talk at Money 20/20. It will attempt to put into context the changes that are occurring in the financial industry as a result of technological disruption. Money 20/20 Europe Money 20/20 Europe is a leading international conference. Thousands of professionals across various industries such as banking, advertising, media, investment, and technology attend the conference annually. This years conference was held against a backdrop of record levels of investment in FinTech. According to a CBI Insights report, investment in FinTech is set to exceed 2016 levels. With FinTech gaining momentum people were…

From Blockchain to Machine Learning, the Best Fintech Courses Revealed


As technology continues to redefine the provision of financial services, professionals working in the industry run the risk of being pushed out to sea by the torrent of Fintech disruption if they don’t acquire the right skills. In this post, we’ll touch upon the growth of Fintech and examine some of the courses that promise to help professionals adapt to an increasingly dynamic world of finance. If you want to jump straight to the list, click here.   Fintech more than just a buzzword A few years ago the word Fintech wasn’t even on most peoples mind within finance let alone outside the industry. But just like social media, IoT, and virtual reality became more than just buzzwords, people are waking up to the fact Fintech has the potential to transform finance as we know it. Fintech about to go mainstream? From the fringes, Fintech is fast pushing into the…

How banks can innovate in an age of Fintech disruption


The sheer speed of technological innovation has upended the way companies operate from across multiple industries. The eruption of digital technologies and its supporting infrastructure has enabled the spectacular growth of technology giants such as Amazon, Facebook, Apple, and Google et al. Specifically, they have leveraged the power of the platform business model to cast a web so wide that it has fragmented traditional linear value chains and created new value from open ecosystems. Companies founded on the concept of the platform have a fundamentally different business model from traditional service providers. For example, Airbnb is the largest hospitality provider in the world yet has no physical assets. This platform model not only allows new entrants to scale faster but also allows them to innovate faster by being more agile and responsive to market needs. Finance disrupted Enabler technologies like cloud computing, Big Data and APIs are providing entrepreneurs with…

Fintech Knowledge – 26th June to 31st June


If you've joined via the email newsletter, welcome back! If you're joining us after browsing our lovely blog then this segment is a continuation of our weekly newsletter where we share our thought on some of the week's top stories. The newsletter provides weekly updates on what we've been up to and if you're interested in receiving these updates, then sign up at the bottom of the page. Curated Stories CFTE is in the News! It's been about a month since our launch and we're already in the FT! Sorry to gloat, but this feat is too good no to broadcast to the world. Laura Noonan, FT’s smart cat banking correspondent spoke to Huy and Tram Anh about their ambitions for CFTE. It’s a great piece which really sums up what we’re all about. So if you’re still unclear about what CFTE stands for then read the full article here.…

How Fintech could help billions access finance


For the next chapter in our series, which takes a look at the major trends affecting finance, we focus on Asia and consider some of the key developments driving the growth of Fintech in the region. In particular, we look at the role entrepreneurs like Janos Barberis (founder of SuperCharger Hong Kong) are playing to help create the right environment for change.   [caption id="attachment_260" align="aligncenter" width="600"] Janos Barberis, Founder of SuperCharger Fintech Accelerator, Hong Kong.[/caption] The Forgotten people of Asia Asia has long known to be a land of contrasts. It’s the largest continent on earth and its varied geographies make it a diverse boiling pot of peoples and culture. It terms of scale, the content is home to a burgeoning population of over 4 billion people, that’s approximately 60% of the world’s population. In some way’s it has long been a victim of its size. Government and industry have…

Register your interest for our Beta Test programme !


Opening soon the application process for Beta Testing our platform ! Would love to participate? Leave your email below we'll come back to you ASAP.   Why are we asking?  We will start to BETA TEST our MVP very shortly and we want you to have a say on the platform. What is an MVP? The Minimum Viable Product is a concept defined by Eric Ries in his Lean Startup « bible ». The MVP is the core of your dream product. It is meant to cut ideas to the essential to test the Value Proposition on a target market (and improve it quickly): We are developing our platform’s MVP right now and we want you to help us tailor it to your needs. What is Beta Test? A Beta Version in the tech jargon designates the first version of a product disclosed to a small number of people to…