Asia: The Land of Fintech Opportunities


  This week CFTE began its Asian Fintech tour of the region’s biggest Fintech hubs including Hong Kong, Malaysia, Vietnam and Singapore. Why? The potential for Fintech in Asia is massive. From serving the under-banked, through increased access to financial services, to improving economic prosperity for millions, the potential for Fintech to have a positive impact in Asia is huge. The good news is that a number of key developments (other than the growth of China!) are creating strong tail winds to enable the Fintech sector to grow and allowing entrepreneurs, startups, and financial institutions to bring more innovative financial solutions to market. So before we dive into what we’ve been up to this week and our plans for the coming weeks, it’s worth having a look at some of the developments contributing to the growth of Asia’s Fintech ecosystem…   The jigsaw starts to take shape The region has…

Three Steps to Learn Fintech


As the adoption of financial technology within the financial sector increases across the globe more and more professionals are starting wonder exactly what the umbrella term ‘Fintech’ represents and how they can learn more about it. The fact is this curiosity will quickly turn into a necessity if previous examples of technological disruption are anything to follow. One only has to look at what happened to the publishing industry to understand that being literate in digital finance will become a key success factor if you want to have a successful career in finance. In this article, we’ll explore in 3 easy steps how you can jump-start your career and dive deeper into the world of Fintech.   Step 1: Soft introduction More than likely if you are interested in Fintech you will have already covered this step. There are many great links above to online resources that will help introduce…

Will Your Job Exist Tomorrow?


With the financial industry on the cusp of a significant shift to digital, ‘Will your job exist tomorrow?’ was the perfect question for CFTE’s Co-founder, Tram Anh, to put to an audience full of finance professionals at this year's Money 20/20 conference in Copenhagen. The response was overwhelming. The rest of this article will explore the backdrop to Tram Anh’s talk at Money 20/20. It will attempt to put into context the changes that are occurring in the financial industry as a result of technological disruption. Money 20/20 Europe Money 20/20 Europe is a leading international conference. Thousands of professionals across various industries such as banking, advertising, media, investment, and technology attend the conference annually. This years conference was held against a backdrop of record levels of investment in FinTech. According to a CBI Insights report, investment in FinTech is set to exceed 2016 levels. With FinTech gaining momentum people were…

From Blockchain to Machine Learning, the Best Fintech Courses Revealed [UPDATE]


Fintech more than just a buzzword A few years ago the word Fintech wasn’t even on most peoples mind within finance let alone outside the industry. But just like social media, IoT, and virtual reality became more than just buzzwords, people are waking up to the fact Fintech has the potential to transform finance as we know it. Fintech about to go mainstream? From the fringes, Fintech is fast pushing into the spotlight. Perhaps you’ve seen Funding Circle latest TV ad? The online platform, which lends money to SME's, is making a multi-million pound bid to establish itself as a household name and have its brand top of mind for any SME thinking about borrowing money. This is just one example of how Fintech is transforming a core financial activity like loans. No doubt you’ve heard of the other technological innovations like blockchain, AI, and cryptocurrencies which are having a…

How banks can innovate in an age of Fintech disruption


The sheer speed of technological innovation has upended the way companies operate from across multiple industries. The eruption of digital technologies and its supporting infrastructure has enabled the spectacular growth of technology giants such as Amazon, Facebook, Apple, and Google et al. Specifically, they have leveraged the power of the platform business model to cast a web so wide that it has fragmented traditional linear value chains and created new value from open ecosystems. Companies founded on the concept of the platform have a fundamentally different business model from traditional service providers. For example, Airbnb is the largest hospitality provider in the world yet has no physical assets. This platform model not only allows new entrants to scale faster but also allows them to innovate faster by being more agile and responsive to market needs. Finance disrupted Enabler technologies like cloud computing, Big Data and APIs are providing entrepreneurs with…

Fintech Knowledge – 26th June to 31st June


If you've joined via the email newsletter, welcome back! If you're joining us after browsing our lovely blog then this segment is a continuation of our weekly newsletter where we share our thought on some of the week's top stories. The newsletter provides weekly updates on what we've been up to and if you're interested in receiving these updates, then sign up at the bottom of the page. Curated Stories CFTE is in the News! It's been about a month since our launch and we're already in the FT! Sorry to gloat, but this feat is too good no to broadcast to the world. Laura Noonan, FT’s smart cat banking correspondent spoke to Huy and Tram Anh about their ambitions for CFTE. It’s a great piece which really sums up what we’re all about. So if you’re still unclear about what CFTE stands for then read the full article here.…

How Fintech could help billions access finance


For the next chapter in our series, which takes a look at the major trends affecting finance, we focus on Asia and consider some of the key developments driving the growth of Fintech in the region. In particular, we look at the role entrepreneurs like Janos Barberis (founder of SuperCharger Hong Kong) are playing to help create the right environment for change.   [caption id="attachment_260" align="aligncenter" width="600"] Janos Barberis, Founder of SuperCharger Fintech Accelerator, Hong Kong.[/caption] The Forgotten people of Asia Asia has long known to be a land of contrasts. It’s the largest continent on earth and its varied geographies make it a diverse boiling pot of peoples and culture. It terms of scale, the content is home to a burgeoning population of over 4 billion people, that’s approximately 60% of the world’s population. In some way’s it has long been a victim of its size. Government and industry have…

Register your interest for our Beta Test programme !


Opening soon the application process for Beta Testing our platform ! Would love to participate? Leave your email below we'll come back to you ASAP.   Why are we asking?  We will start to BETA TEST our MVP very shortly and we want you to have a say on the platform. What is an MVP? The Minimum Viable Product is a concept defined by Eric Ries in his Lean Startup « bible ». The MVP is the core of your dream product. It is meant to cut ideas to the essential to test the Value Proposition on a target market (and improve it quickly): We are developing our platform’s MVP right now and we want you to help us tailor it to your needs. What is Beta Test? A Beta Version in the tech jargon designates the first version of a product disclosed to a small number of people to…

Fintech revolution offers a chance to nurture a new breed of bankers


This blog post is the first in a series taking a closer look at the current state of finance and the impact Fintech is having on the industry. We highlight the unique talent each board member brings to help CFTE in its mission to empower a new generation of finance professionals. We kick off the series with Claire Calmejane who sits on the advisory board. [caption id="attachment_198" align="aligncenter" width="570"] Claire Calmejane is recognised as one of the most influential people in Fintech[/caption] If we played a word association game, what image would “banking” bring to mind? For most, it would be men in fancy pinstripe suits making deals in the city. The industry is evolving, however. Consumer habits are changing and the change is being driven in large part by the rise of the mobile first millennial generation. This trend, combined with the growing influence of financial technology companies, is disrupting the…

CFTE’s Story – Tram Anh and Nicolas @Coding Academy & Website down


What we’ve been up to last week... This week we crossed the English channel to beautiful Paris. Why? To bring awareness on tech driven Finance. Our co-founder Tram Anh and associate Nicolas gave an amazing talk to a room full of software engineers @the Coding Academy - leading Coding Bootcamp in Paris. Why the Coding Academy? Demand for software engineers is booming as the genetics of the finance industry continue to change. Just as the digitisation of publishing led to a boom in demand for web developers, so the digitisation of banking is increasing demand for software engineers to power the next generation of banking products. CFTE was at the coding academy to introduce this very concept to the aspiring software engineers. Check out Tram Anh’s interview for more info: Interview periscope  The website was down? Slightly embarrassing but due to technical anomalies which are too long winded to explain the…